Our Financing aplies ONLY to the purchase of a new scooter, motorcycle, or ATV. We do not offer financing for purchasing accessories or items with our online shopping cart.

Ciao Bella Scooters offers several methods of financing to help meet your individual needs.

For those of you with great credit we offer competitive rates and terms on par with most banks and credit unions.

Unfortunately, not all of us have perfect credit. We understand that life situations can occasionally cause your credit score to be in a slump. Let us help you rebuild your credit by financing your scooter purchase using one of our loans customized to fit your payment needs.

In addition to our finance programs we also offer other payment options which include:

» Credit Card (we accept all major credit cards)
» Check
» Cash

You may also want to consider our Layaway Program (12 or 24 month terms) which requires a minimal down payment 10% and no interest. See Layaway Program details.

Fill out our Credit application here or contact Ciao Bella Scooters at 618-465-9392 or by sending a request to Helen@ciaobellascooters.com.

Layaway Plan

Applicant must be 18 years or older and have a valid driver’s license.

An initial deposit of 10% down is required with the remaining balance spread over 12 or 24 months. Example (based on 24 months): Purchase price =$2,495.00 - $249.50 = $249.50 down. The remaining balance owed is $2,245.50. Your monthly payment would be $93.56 per month for 24 months (this calculation is based on a purchase price or $2495.00. State taxes and title/registration fees are not included in this calculation. You should contact your local driver’s license bureau to determine that amount.

Discounts and promotions do not apply to the purchase price. Should the customer cancel his/her order within the first 30 days the customer will be charged a $50.00 cancellation fee. After 30 days a 20% cancellation fee will be charged based on the total balance of the payments they’ve made to date. Example: If a customer has paid $500.00 towards the purchase of a bike and cancels after 30 days, they will be charged a cancellation fee of $100.00.

A customer must make one payment per month either on the 15th or 30th of each month. If the customer has missed his monthly payment they must contact Ciao Bella Scooters either in writing or by phone to confirm they have not cancelled their order and request that the missing payment be added to their term by extending their contract by one month. The customer is allowed two (2) missed payments and can request an extension twice. If the customer misses three (3) payments and has not contacted Ciao Bella Scooters, the contract becomes null and void and any funds paid towards the purchase of their scooter become non-refundable.

If the customer becomes deceased during the course of payments, but before the delivery of their scooter, Ciao Bella Scooters will refund 100% of all monies paid by customer to the administrator of the estate upon proof of proper court documentation.

Customer is required to notify Ciao Bella Scooters 45 days in advance of requested delivery date of their scooter. Scooter will not be delivered to buyer until receipt of final payment of balance owed to Ciao Bella Scooters is received. If requested model purchased is not currently available in stock, customer has the option of selecting an alternate scooter of the same price that is in stock; Or, the customer can special order a scooter of the same value.